About Annex Capital

Our Team

andy love

Andy Love


Phone: (502) 648-8819

Email: alove@hardmoneyannex.com

Trey Gossom


Phone: (502) 648-8819

Email: trey@hardmoneyannex.com

Andy and Trey strive on making the borrowing process as seamless as possible.

Backed by the power to fund deals quickly gives our clients the capability to have a leg up on the competition.
Our main goal is helping our clients build their business and to have a great experience doing it.

Born and raised in Louisville, Andy and Trey have always wanted to start a business with an emphasis on helping others. With over 10 years of experience in Conventional Financing, Property Management, and Property Rehabilitation, we are here to help you fund the right deals.

Backed by a strong foundation and personal experience in the business.

Get started with Annex today.

Frequently Asked Questions

Who do you lend to?

We do not lend to individuals. We only lend to business entities, i.e. LLC’s.

What types of loans do you offer?

We offer short term loans to fund the purchase and renovation of 1-4 unit properties. Down payments range from 10-20% dependent on each property and case.

What kinds of rates do you offer?

We are not a traditional bank so our rates are usually higher. We do not qualify you, like a bank, so if the numbers work, we make the deal work. We will analyze each individual case and determine our terms accordingly.

Will you pay for improvement costs?

We will finance 100% of improvement cost up to 75% of an ARV appraisal. Draws are distributed 24-48 hours after a request has been made.

Are there monthly payments?

We allow our borrowers up to 3 months to complete their project before monthly payments come due. After three months borrowers will make monthly, interest only, payments for the remainder of the loans term.

Start Your Project

We are here to help you fund the right deals.

Contact Us